Run your entire SACCO from one simple, trusted system.

Kaimsoft LAMS helps you handle savings, loans, shares, field collections, statements and member messages — without paperwork, without confusion, and without losing a single shilling.

✅ Free demo & setup guidance ✅ Works on phones, tablets & computers ✅ Training for your staff

Already using LAMS? Sign in to your portal →

💰Savings receivedUGX 450,000 • Just now • SMS sent
✔️Loan approvedUGX 2,000,000 • Schedule ready
0+Member records managed
0%On-time loan recovery
0Branches in one view
0/7Member self-service access
Everything your SACCO needs

One system. Every saving, every loan, every member — clearly organised.

No more books, loose papers or Excel confusion. Kaimsoft LAMS keeps your money, your members and your reports in one safe place your whole team can use.

🏦

Savings & Accounts

Open savings accounts in minutes for individuals, groups and companies. Take deposits, pay withdrawals and print a full statement any time.

  • Compulsory & voluntary savings
  • Instant balances & statements
  • Support for many branches & currencies
💳

Loans, Start to Finish

From application to payout to the last payment — every loan is tracked with its own schedule, guarantors and history.

  • Many loan types you define yourself
  • Automatic repayment schedules
  • Guarantors, security & fines handled
👥

Member Records

Keep clean, complete files for every member: photos, documents, fingerprints, cards, next-of-kin and company signatories.

  • Individuals, groups & companies
  • Documents & ID cards
  • Full history per member
📈

Shares & Ownership

Sell shares, track who owns what, and show every member their growing stake in the SACCO with clear summaries.

  • Easy share purchases & receipts
  • Per-member share summaries
  • Ready for dividends time
🧾

Cashier & Teller

Serve long queues faster. Every deposit, withdrawal, charge and cheque is receipted, balanced and easy to reverse if there is an error.

  • Fast deposits & withdrawals
  • Cheques, charges & cancellations
  • Daily cash balancing
🛵

Field Agents

Meet members where they are. Agents register members and collect savings, loan payments and share money in the field with instant receipts.

  • Doorstep collections & receipts
  • Office confirms every coin
  • Full agent audit trail
📱

Member Self-Service

Give every member their own secure login. They view balances, download statements, preview loan schedules and apply — day or night.

  • Balances, loans & shares on phone
  • Online loan applications
  • Secure one-time login codes
💬

SMS & Email Alerts

Every transaction talks to the member. Automatic messages build trust and cut the “did my money arrive?” calls.

  • Deposit, loan & receipt alerts
  • Group & bulk messages
  • Full message history
🎓

Welfare & Bursaries

Look after the community beyond money. Manage partner schools and support members’ children with transparent bursary approvals.

  • School records & bursary tracking
  • Fair approve / reject workflow
  • Per-member welfare history
🏪

SACCO Shop & Stock

If your SACCO runs a shop or sells inputs, manage suppliers, purchases, sales and stock value — and see your true profit.

  • Suppliers, purchases & sales
  • Stock levels & valuation
  • Sales profit reports
🌿

Branches & Control

Grow from one office to many without losing control. Set staff roles, branches and approvals so every action is authorised and traceable.

  • Many branches, one dashboard
  • Staff roles & permissions
  • Secure logins & password safety
📊

Reports You Can Trust

Answer any question in seconds: who saved what, who owes what, which agent collected what, and how the SACCO is growing.

  • Statements & loan schedules
  • Collections & audit summaries
  • Clean, printable records
Savings made simple

Every deposit receipted. Every balance correct.

Whether a member walks into the banking hall or hands cash to your field agent in the market, the money is recorded instantly, the member gets a message, and the office sees it for confirmation.

  • Many account types — ordinary savings, fixed, junior, group and more, with your own charges.
  • No more queues — fast teller screen with instant balance check before paying out.
  • Statements on demand — for any period, printable and easy for members to understand.
  • Safe corrections — wrong entry? Cancel with authorisation; the full trail remains.

See how savings grow 🌱

A member saving UGX 100,000 every month for one year puts aside UGX 1,200,000 — enough to guarantee a bigger loan and earn a stake in the SACCO.

UGX 100KMonthly saving
12 monthsDiscipline
UGX 1.2MTotal saved
With Kaimsoft LAMS, leaders can see exactly who is saving consistently — and encourage those who slow down with a friendly SMS reminder.
Loans without fear

Fair loans, clear schedules, faster approvals.

Members know exactly how much they will pay and when. Staff know exactly who was approved, by whom, and what remains. Everyone sleeps well.

  • Your own loan products — school fees, business, agriculture, emergency — each with its own interest, period and requirements.
  • Preview before you promise — show the member their full month-by-month schedule before they sign.
  • Complete appraisal file — guarantors, pledged security, previous history and approval notes in one place.
  • Gentle discipline — automatic late-payment fines, clear statements and SMS reminders keep recovery above 96%.
  • Members can apply from home — applications arrive in the office ready to review and approve.

Try a loan estimate 🧮

Move the sliders — the monthly payment updates instantly. Final terms are confirmed by your SACCO.

UGX 0Per month
UGX 0Total to repay
UGX 0Total interest
Estimate uses reducing-balance style illustration for marketing purposes only.
Member app • Staff system

One SACCO in every pocket. And on every office desk.

Members check balances, download statements, follow their loans and apply for new ones — from home, the shop or the garden. Staff serve them from the office computer, the branch tablet or the field phone. Everything stays in sync.

✓ Secure login with one-time codes  •  ✓ Works on phones, tablets, laptops & desktops

Client login

Sign in to your Kaimsoft LAMS portal.

One system, three ways in — for office staff, field agents and members. We create every login for you during setup. New here? Request a free demo first.

🧑‍💼

Staff & Office System

For cashiers, loans officers, accountants and managers. Full SACCO control from the office computer or branch tablet.

  • Teller, loans, shares & reports
  • Approvals & branch control
  • Secure staff username & password
🛵

Field Agent App

For agents who meet members in markets, shops and villages. Register members and collect money on the spot.

  • Doorstep collections & receipts
  • Works on Android phones
  • Office confirms every coin
📱

Member Self-Service

For SACCO members at home. Check balances, download statements, follow loans and apply — day or night.

  • Balances, loans, shares & bursaries
  • Online loan applications
  • Secure one-time phone-code login
?

How do we get our logins?

Call or WhatsApp +256 704 115 003 after your demo. We set up your SACCO, create staff, agent and member accounts, and train your team — usually within days. Lost your password? Your SACCO admin or our support team can reset it in minutes.

Made for you

Whatever group you lead, LAMS fits.

From a 15-member village group to a multi-branch SACCO with thousands of members — start small and grow without changing systems.

Most loved
🏦

SACCOs & Cooperatives

Full control of members, savings, loans, shares, branches, staff and audit — the professional core your SACCO deserves.

🤝

Savings Groups & VSLAs

Move from exercise books to a trusted digital record. Simple to learn, keeps every member’s trust with clear statements.

💼

Companies & Institutions

Staff welfare schemes, company savings and company-backed loans with signatories and clean monthly reports.

🎓

Schools & Welfare Groups

Welfare funds, school-fee loans and bursaries for members’ children — with fair, transparent approvals.

Getting started is easy

From first call to confident team in days.

We walk with you — demo, setup, data entry support and hands-on training for your staff and agents.

1. Free demo

Call or WhatsApp us. We show you the system with your own SACCO examples and answer every question.

2. Setup for you

We create your branches, savings types, loan products, charges and staff accounts — ready to work.

3. Bring your members

We help you enter or import your member list and opening balances cleanly and safely.

4. Train & go live

Your cashiers, loans officers and field agents learn by doing. We stay on call as you grow.

Why SACCOs choose Kaimsoft

Built with SACCO leaders, for SACCO realities.

Power cuts, network issues, long queues on market days, members far from the office — LAMS is designed for how Ugandan SACCOs actually work.

  • Receipt for every coin — nothing disappears; every collection is confirmed and reconcilable.
  • Approvals protect you — loans, payouts and corrections pass through the right hands.
  • Members trust what they see — SMS alerts, statements and self-service end the rumours.
  • Local support you can reach — real people in Kampala on phone, email and WhatsApp.
★★★★★
“Our loan files used to take a week to trace. Now I open the member and see savings, guarantors, schedule and payments in one minute.”
SLoans Officer
SACCO in Central Uganda
★★★★★
“Field collections changed us. Members in the market pay without closing their stalls, and the office confirms the same day.”
GGeneral Secretary
Savings group, Wakiso
★★★★★
“Members stopped quarrelling about balances. Everyone gets an SMS, everyone can ask for a statement. Trust is back.”
CChairperson
Cooperative, Kampala
★★★★★
“Month-end used to take three days. Now our cash balances, agent collections and loan positions are ready the same evening.”
AAccountant
Microfinance, Mukono
★★★★★
“The member app is our pride. Our youth check their shares on phone and even apply for school-fee loans from home.”
MMobiliser
SACCO, Entebbe Road
Questions, answered

Everything SACCO leaders ask us.

What exactly is Kaimsoft LAMS?

It is a complete SACCO management solution by Kaimsoft Solutions: member records, savings accounts, loans, shares, cashier work, field-agent collections, statements, SMS/email alerts, welfare and clear reports — all in one secure place.

We are small. Is it not too big for us?

Not at all. Start with one branch and a few hundred members. The same system grows with you to thousands of members and many branches — you never need to start over.

Can our members use it themselves?

Yes. Each member gets a secure login to view savings, loans, schedules, shares and bursaries, download statements and apply for loans — on any phone or computer, any time.

How do field collections work?

Your agent visits members, records savings, loan payments or share purchases on the spot and gives a receipt. The office then confirms the money — so every coin is traceable from hand to bank.

Will members receive messages?

Yes. Deposits, withdrawals, loan approvals, payments and receipts can all trigger instant SMS or email alerts, plus bulk messages for meetings and reminders.

Which devices does it run on?

Android phones, iPhones, tablets, laptops and office desktop computers. Office staff, agents and members all stay connected on the device they already have.

How do staff, agents and members sign in?

There are three ways in: the staff & office system (cashiers, loans officers, managers), the field agent app (collections on the go), and member self-service (balances, statements and loan applications with a secure one-time phone code). We create every login during setup — see Sign In.

How much does it cost?

Pricing depends on your size and branches. Contact us for a free demo and a fair, tailored quotation — no hidden surprises. Call +256 704 115 003 or +256 772 030 794.

Where are you located?

Kaimsoft Solutions, Makerere, Kikumi Kikumi, Kampala, Uganda. Email info@kaimsoftsolutions.com or bulaimu@gmail.com — we respond quickly.

Talk to us today

Get your free demo this week.

Tell us about your SACCO or group — we will call you back, show you the system, and plan your setup. Or reach us instantly below.

📍Visit usKaimsoft Solutions,
Makerere, Kikumi Kikumi,
Kampala, Uganda
🕘Open hoursMon – Sat, 8:00am – 6:00pm EAT
Demos can be at your office or online.

Request a free demo 📩

Fill this in — we will call you back shortly. Prefer chat? WhatsApp us here.

By sending, you agree to be contacted about a demo. No account needed — no spam, ever.

Your SACCO deserves clean books and happy members. 💛

Join the SACCOs, groups and cooperatives running on Kaimsoft LAMS. One call is all it takes to start.

📞 Call +256 704 115 003 💬 WhatsApp Us
💬 📞 ↑